Evidence you can inspect

Download the reviewed summaries.

A compact, reproducible export of the same aggregate HMDA evidence used across MortgagesVine profiles—served directly from Cloudflare R2.

CSV · 228 rows

Reviewed profile summary

One row for each of 76 reviewed states, counties, metros, and lenders across activity years 2023–2025. Includes aggregate applications, originations, denials, source URLs, and artifact hashes.

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Plain text

Data dictionary

Definitions for every column, the release-kind warning, source notes, privacy boundary, and interpretation limitations.

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Privacy boundary

Aggregate evidence only

This export contains no applicant-level records and no displayed count below 20. Geographic and lender totals overlap, so they should not be added together. It does not estimate approval odds, borrower eligibility, lender quality, or current rates.

Release context

Keep dataset kinds separate

The 2023 and 2024 rows use CFPB/FFIEC One Year datasets. The 2025 rows use the Snapshot dataset. Do not calculate year-over-year changes across those release kinds.