Official HMDA identity

Better Mortgage Corporation

HMDA-reporting institution

New York, NYLEI · 549300XY701IELCE5Q08
Activity year
2025
3 reconciled years
Applications reported45.7KSnapshot dataset; cross-kind change withheld
Originations reported14.6K31.9% of reported applications
Source updated2025Artifact fetched September 2, 2026

Reported outcomes

Application activity

Historical, not predictive
Originated31.9% · 14,567
Approved, not accepted1.0% · 463
Denied27.0% · 12,354
Withdrawn24.9% · 11,371
File closed for incompleteness15.2% · 6,927

These descriptive outcomes do not account for every borrower, product, or market difference and should not be used as a lender grade.

Loan purpose mix

Reported applications

  • Home purchase31.2%
  • Home improvement6.9%
  • Other purpose40.4%
  • Refinancing9.8%
  • Cash-out refinancing11.7%

Evidence trail

Every number points back to its source.

This profile uses an exact LEI-and-year identity match plus separate outcome and loan-purpose aggregations. Geographic rankings stay unpublished until their own reconciliation pipeline is complete.

  • institution12df7f65f55e…
  • outcomes499b3c866de5…
  • purposesfdf2bc66dc8b…
Read HMDA API docs