2025 activity year · Official source proof
Arkansas mortgage market
Reported mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, with purchased loans excluded from the application denominator.
Activity year
2025
Action taken
What happened to applications?
Originated56.6% · 66,490
Approved, not accepted3.6% · 4,213
Denied18.1% · 21,278
Withdrawn14.7% · 17,334
File closed for incompleteness6.5% · 7,676
Preapproval denied0.0% · 49
Preapproval approved, not accepted0.4% · 517
“Originated” means the reported application resulted in a loan. It is not an approval probability for a future applicant.
Loan purpose
Why people applied
53%Home purchase
- Home purchase53.2%
- Home improvement7.8%
- Other purpose10.3%
- Refinancing14.6%
- Cash-out refinancing14.1%
Next source gate
Denial reasons are not published yet.
That analysis requires the raw modified-LAR pipeline, reason-code reconciliation, and small-cell review. We will not fill the gap with estimates or unsupported conclusions.
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Data provenance
Every published number will carry its source.
This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 2, 2026.