2025 activity year · Official source proof
Missouri mortgage market
Reported mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, with purchased loans excluded from the application denominator.
Activity year
2025
Action taken
What happened to applications?
Originated62.1% · 146,780
Approved, not accepted2.8% · 6,663
Denied14.9% · 35,291
Withdrawn14.1% · 33,385
File closed for incompleteness5.1% · 12,119
Preapproval denied0.2% · 371
Preapproval approved, not accepted0.8% · 1,933
“Originated” means the reported application resulted in a loan. It is not an approval probability for a future applicant.
Loan purpose
Why people applied
48%Home purchase
- Home purchase48.3%
- Home improvement8.9%
- Other purpose9.9%
- Not applicable0.0%
- Refinancing16.9%
- Cash-out refinancing15.9%
Next source gate
Denial reasons are not published yet.
That analysis requires the raw modified-LAR pipeline, reason-code reconciliation, and small-cell review. We will not fill the gap with estimates or unsupported conclusions.
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Data provenance
Every published number will carry its source.
This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 2, 2026.