2025 activity year · Official source proof
Nebraska mortgage market
Reported mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, with purchased loans excluded from the application denominator.
Activity year
2025
Action taken
What happened to applications?
Originated66.9% · 43,920
Approved, not accepted3.0% · 1,954
Denied12.5% · 8,182
Withdrawn12.9% · 8,474
File closed for incompleteness4.2% · 2,753
Preapproval denied0.1% · 92
Preapproval approved, not accepted0.4% · 248
“Originated” means the reported application resulted in a loan. It is not an approval probability for a future applicant.
Loan purpose
Why people applied
49%Home purchase
- Home purchase48.9%
- Home improvement8.7%
- Other purpose10.9%
- Refinancing16.8%
- Cash-out refinancing14.6%
Next source gate
Denial reasons are not published yet.
That analysis requires the raw modified-LAR pipeline, reason-code reconciliation, and small-cell review. We will not fill the gap with estimates or unsupported conclusions.
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Data provenance
Every published number will carry its source.
This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 2, 2026.