2025 activity year · Official source proof

New Hampshire mortgage market

Reported mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, with purchased loans excluded from the application denominator.

Activity year
2025
Applications reported58.3KSnapshot dataset; cross-kind change withheld
Originations reported35.6K61.1% of reported applications
Reporting lenders542Institutions with reported activity in New Hampshire

Action taken

What happened to applications?

58,322 total
Originated61.1% · 35,609
Approved, not accepted3.1% · 1,808
Denied16.3% · 9,513
Withdrawn13.2% · 7,721
File closed for incompleteness5.2% · 3,050
Preapproval denied0.1% · 66
Preapproval approved, not accepted1.0% · 555

“Originated” means the reported application resulted in a loan. It is not an approval probability for a future applicant.

Loan purpose

Why people applied

  • Home purchase37.4%
  • Home improvement14.9%
  • Other purpose13.0%
  • Refinancing17.2%
  • Cash-out refinancing17.4%

Next source gate

Denial reasons are not published yet.

That analysis requires the raw modified-LAR pipeline, reason-code reconciliation, and small-cell review. We will not fill the gap with estimates or unsupported conclusions.

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Data provenance

Every published number will carry its source.

This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 2, 2026.

Review methodology